Free Compound Interest Calculator
See how savings grow with compound interest.
Enter a starting amount, monthly contributions, rate and years, choose compounding, and get a year-by-year table.
- Runs locally
- Enter the starting amount
- Set rate, years and compounding
- Read the growth
- Free
- No sign-up
- Runs in your browser
- No watermark
- Future balance
- 54,713.58
- Total contributed
- 34,000.00
- Interest earned
- 20,713.58
| Year | Contributed | Interest | Balance |
|---|---|---|---|
| 1 | 12,400.00 | 801.42 | 13,201.42 |
| 2 | 14,800.00 | 1,834.27 | 16,634.27 |
| 3 | 17,200.00 | 3,115.28 | 20,315.28 |
| 4 | 19,600.00 | 4,662.39 | 24,262.39 |
| 5 | 22,000.00 | 6,494.83 | 28,494.83 |
| 6 | 24,400.00 | 8,633.24 | 33,033.24 |
| 7 | 26,800.00 | 11,099.74 | 37,899.74 |
| 8 | 29,200.00 | 13,918.03 | 43,118.03 |
| 9 | 31,600.00 | 17,113.55 | 48,713.55 |
| 10 | 34,000.00 | 20,713.58 | 54,713.58 |
This tool runs in this browser tab and does not ask for an account. What you enter is not sent to PoYo.
Use cases
Where it helps
Quick answers
Open the page and get a result without installing an app.
Any computer
It works in a current browser on Windows, macOS, Linux or ChromeOS.
Nothing to clean up
Close the tab when you are done. PoYo keeps no copy.
Three steps
How to use Free Compound Interest Calculator
Enter the starting amount
Plus a monthly contribution.
Set rate, years and compounding
Yearly to daily.
Read the growth
Final balance and a year-by-year table.
Features
What this tool includes
Runs locally
This tool runs in this browser tab and does not ask for an account. What you enter is not sent to PoYo.
Enter the starting amount
Plus a monthly contribution.
Set rate, years and compounding
Yearly to daily.
Read the growth
Final balance and a year-by-year table.
PoYo
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Free Compound Interest Calculator FAQ
Do I need an account?
No. Open the page and use it.
Is what I enter sent anywhere?
This tool runs in this browser tab and does not ask for an account. What you enter is not sent to PoYo.
Does it cost anything?
No. It is free and does not use PoYo credits.
Can I use it on my phone?
Yes, in a current mobile browser. Tools that need a physical keyboard or mouse are easier on a computer.
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See how savings grow with compound interest. Enter a starting amount, monthly contributions, rate and years, choose compounding, and get a year-by-year table.